Heritage Financial Planning | Independent Financial Advisers

Working with you to achieve your financial freedom.

We aim to simplify the financial challenges you face, by creating and protecting your wealth for you and your loved ones.

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Achieving Your Financial Freedom

Working with you to achieve your financial freedom.

With offices in North Wales, Liverpool and Manchester, we serve clients across the North West.

We are a family run business of Independent Financial Advisers, that specialises in providing trusted advice from navigating retirement and optimising your income, through to buying your first home.

Our Process

Current Financial Circumstances

Your Current Circumstances

We will have an initial meeting to get to know you and your circumstances. This initial consultation would be at our cost.

Financial Goals and Objectives

Your Goals And Objectives

We will then agree your goals and objectives – finding out exactly what your goals and dreams are.

Working Towards Your Financial Goals

Work To Make Your Goals A Reality

We will then invest your money and using cashflow modelling software, we will work with you to achieve your objectives.

Independent Financial Advisers In the North West.

Heritage’s origins are a combination of two businesses, and we have been operating for almost 30 years as Independent Financial Advisers.

As we are a small, family run business, we can apply a personal touch, unlike large corporate firms in which you will be treated as a number and passed from adviser to adviser. We are very proud that many of our clients have been with us for generations.

Independent Financial Advisors in Mold

Independent

As Independent Financial Advisers in Mold, North Wales, we have no restrictions or agenda on the recommendations we make. This means we will always have your best interests at heart.

Expert Advice

We have many years combined experience and have a range of qualifications. Alex is a Chartered member of the CISI and George is a Chartered Financial Planner of the CII.

Evidence Based Investing

We have an investment philosophy that is based on decades of evidence. Rather than guessing which markets, companies or fund managers might do well, we base our decisions on evidence.

Family Run Business

We are a family run business, you’ll never treated as just a number. We try to forge long lasting, trusted relationships, with many of our clients having been with us for decades.
Google Rating
5.0
Based on 30 reviews
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Our Customer Reviews

You will always be treated as a person and not a number, with many of our clients having been with us for decades. Take a look at our customer reviews, or if you want you can leave us one you can click on the button below.

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Frequently Asked Questions

At Heritage Financial Planning, we’re here to make it as easy as possible for you to make the right decision. Here’s a few common questions we get asked…

Traditionally financial advisers simply invested your money and leave you to it. At Heritage, before even investing your money, we will clarify your goals and objectives and create a financial plan on how you can achieve these goals. Once the plan is created, we will invest your money to achieve these goals. We will invest your money as tax efficiently as possible, making use of your pension and ISA allowances.

Using cashflow modelling, at least annually we will review your plan and investments to ensure you are on track to meet these goals.

This is not set in stone, but we usually find clients contact us at certain ‘life events’. This can include at the point of retiring, in the build up to retirement and after receiving an inheritance.  

Our youngest client is in their 20’s and our oldest is in their 90’s!  

If you think you need some Independent Financial Advice, please get in touch to see how we can help over a friendly, no obligation chat.  

Not necessarily enough. We have clients in all shapes of sizes from business owners, professionals and ‘millionaire next door’s’ who have saved diligently over many years and are looking for honest and trusted stewardship of their hard earned money.

We are proud to be independent.

This means that when we come up with a recommendation for our clients, we are not restricted to any investment or fund manager. In theory we can select from the whole universe of available funds and platforms etc.

We have no such conflicts and ‘eat our own cooking’, by investing in the same investment strategies and funds as our clients.  

 

Many advisers are ‘restricted’, meaning they can only recommend their in-house solutions.  

All of our advisers are qualified to diploma level and have many years of experience. Alex holds the distinction of having completed the Chartered Wealth Manager qualification and is a Chartered Member of the Chartered Institute for Securities and Investments. 

He also has a Law and Business degree from the University of Liverpool and the CFA’s Investment Management Certificate.

George is a Chartered Financial Planner through the Chartered Insurance Institute and is a graduate of the University of Leeds.